Listing provided courtesy of Chris Greene of KRC Real Estate. Last updated . Listing information © 2025 Sandicor.
Asking Price: $825,000 | Active
985 Fern Ave, Imperial Beach CA 91932
Community: Imperial Palms
This Residential property was built in 1954 and is priced at $825,000. Please see the additional details below.
ASSUMABLE VA LOAN | LARGE CORNER LOT | ADU/JADU POTENTIAL Coastal charm meets investment potential on this spacious corner lot in Imperial Beach. This single-level home offers a permitted 3BR/1BA layout plus a versatile bonus suite from the former garage - complete with its own entrance, bedroom, bath, and living/sleep space. Ideal for guests, multigenerational living, or rental income. The outdoor area was expanded via a city-approved fence encroachment. The oversized yard is a private retreat with a new concrete lounge and fire pit - great for entertaining or relaxing. Wide frontage and lot design make future planning straightforward, with potential for an ADU and JADU under Imperial Beach’s pre-approved program (buyer to verify). A whole-home water filtration and softener system protects plumbing, fixtures, and appliances, and conveys with sale. Enjoy the laid-back lifestyle minutes from Seacoast Drive and the beach. The coast hosts the SDGirls Run Club and offers surf at IB Pier, plus ice cream shops, beachside cafes, lively indoor/outdoor bars, a dog-friendly beach, and ocean sunsets. Stroll to the monthly Farmers Market at Veterans Park, with playgrounds, picnic space, a soccer field, and the Imperial Beach Library. Or explore the remodeled Egger-South Bay Park and the Bayshore Bikeway - both within walking distance. Off-street parking for two plus abundant street parking. Best of all, an assumable VA loan (for qualified buyers) can reduce monthly payments versus today’s rates - unlocking coastal living with growth potential now and for years to come.













































